Foreign National Lending for Airport Home Construction

Our Florida Airpark has partnered with Vertical Lending a lending institution that specializes in foreign national lending. Vertical Landing deals with individuals who have a passion for flying and residential aviation communities such as Ridge Landing, provide a lifestyle that creates freedom for flying.

Building a custom home for the family and planes is made easy with several financing solutions. In certain circumstances, these individuals are not naturalized U.S. citizens, which may create a challenge to obtain financing. Individuals that are not citizens or a permanent resident alien of the host country are considered a foreign national.

Aviation Home Loans

residential airpark homes

Vertical Landing’s experience and know-how with foreign national lending separates them from traditional lending institutions. Through our partnership with Vertical Landing we have customized a process which allows a foreign national home loan to be completed in 45 days.

Home buyers which utilize the services of Vertical Lending, in approved aviation communities such as Ridge landing will receive an incentive. The customized process is outlined below by M. Ryan Nolen, Mortgage Loan Originator whom can be reached at C 405.356.6536 or

Steps To Apply For Foreign National Lending

Step 1: Application: Vertical Lending offers a convenient and secure online application at However, the application may be taken in person or over the phone. It is important to disclose accurate information when applying, this will determine the resources required in closing the transaction. After application is completed and reviewed by Vertical Lending, a list of required documents will be provided.

Step 2: Credit References: While foreign nationals are not required to have a credit score in the United States, they are required to generate a credit reference from a credit card, bank or insurance company in their home country. Alternatively, some countries may require an International Credit Report.

Step 3: Verification of Income: It is important to have your income verified through a letter of employment from your employer, and a letter from your accountant. If you are self-employed, you may need to provide proof of income, as well.

Step 4: Verification of Assets: Assets will be verified through your bank statements. In fact, we may require a proof of down payment (typically 30% of the contract price) and 12-months of mortgage payments. If a lot is purchased in a community such Ridge Landing, the purchase price of the lot is acceptable as a credit towards the down payment. If a lot is purchased one year prior to construction of home, the lot value will be used as a credit towards the down payment. A U.S. bank account will be required, before the loan is complete. Subscription to an auto-debit payment system from the U.S. bank account, to pay for the mortgage may be required.

Step 5: Approval Letter: This is a prerequisite for most realtors, so you can review the available properties that fit your price range and preferences.

For more information about acquiring a home loan as a foreign national, contact Vertical Lending at Aviation Home Loans and schedule a time for a free consultation with one of our home loan experts.

Promoting International Aviation

airpark real estate

With partnerships like these we will continue promote international aviation online and at aviation expos like SUN’ N FUN 2014. Our aviation community is a major attraction for international pilots and we currently represent over 10 countries. Forming partnerships with Aeroclubes in Brasil and the best Airparks in Europe we are eager to promote general aviation and the lifestyle that comes with it.

If you have any questions regarding acquiring a home loan as a foreign national please do not hesitate to contact us or the experts at Aviation Home Loans.